The injury attorneys with Althauser Rayan Abbarno get asked a lot of questions in their FREE injury consultations. A common question is “What is Subrogation?”
Here is a simple answer:
Imagine you have a friend who hurt their leg, and they have a health insurance company that helps pay for their doctor bills. But, later on, it turns out that someone caused the injury by accident, like a car accident.
Now, your friend’s health insurance company has already paid the doctor bills. But because the injury wasn’t your friend’s fault, the insurance company might want to get that money back from the person who caused the injury (or their insurance).
That’s where subrogation comes in. It’s like the insurance company saying, “We helped pay for your bills, but since this wasn’t your fault, we want to get that money back from the person who caused it.”
So, in simple words, Insurance subrogation is when a health insurance company tries to get the money back from someone who caused an injury after they paid for a person’s medical bills.
Although the explanation of “subrogation” can be simplified, the process is anything but simple. Althauser Rayan Abbarno offers FREE injury consultations to help guide you through the complex insurance process. For more information or to schedule your FREE consultation, call (360) 736-1301 or visit CentraliaLaw.com
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