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Why Every Driver in Washington Needs PIP and UIM Insurance – Now More Than Ever

by | Aug 4, 2025 | Personal Injury

When you’re injured in a car accident, the last thing you should worry about is whether the at-fault driver has insurance or if you can afford your medical care. Unfortunately, far too many Washington drivers are unprotected – and too many insurance companies pressure victims to settle before they’ve healed. At Althauser Rayan Abbarno, we fight to protect your rights and help you get the compensation you deserve.

🚫 The Reality: Thousands of Drivers on Washington Roads Have NO Insurance

Recent data shows that over 21% of drivers in Washington State are uninsured. That means if you’re in an accident, there’s a 1 in 5 chance the other driver won’t have insurance to cover your injuries or vehicle damage. Even those who do have insurance may carry only the bare minimum required by law – which may not be enough.

🏥 Medical Costs Are Rising — Fast

Auto accident-related medical costs are skyrocketing. From ambulance rides to ER visits, physical therapy, and surgery — even minor injuries can quickly total thousands of dollars. Without the right insurance, you may be stuck paying out-of-pocket.

🛣️ Washington Roads Rank Among the Worst in the Nation

According to national infrastructure studies, Washington consistently ranks among the worst states for road quality, especially in urban areas. Poor road conditions lead to more accidents — and more injuries. Protecting yourself financially is no longer optional; it’s essential.

💡 The Solution: PIP and UIM Coverage

  • PIP (Personal Injury Protection) covers your medical bills, lost wages, and certain other costs regardless of who is at fault — even if you’re a pedestrian or cyclist.
  • UIM (Uninsured/Underinsured Motorist) coverage steps in when the other driver has no insurance or not enough to cover your losses.

These coverages offer peace of mind — and critical financial protection.

🚗 If You’re Hurt, We’re Here to Help

At Althauser Rayan Abbarno, we offer:

  • ✅ Free injury consultations
  • ✅ Spanish translation services
  • ✅ Experienced attorneys who don’t let insurance companies push you into unfair settlements

Don’t settle before you’re healed and fully compensated. Let us stand by your side and fight for the outcome you deserve.

📞 Call today: 360-736-1301
🌐 Visit: CentraliaLaw.com

Althauser Rayan Abbarno — When You Need Us Most